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A Glimpse of the 1999 Financial Services Modernization Act

During the last recession of 1999, regulations were intiated which repealed the Banking Act of 1933. In this undertaking the banks were kept out of heavily being involved in securities and insurance. If I remember correctly, this law was designed to restore confidence in the financial industry. The move was initiated to extend the opening of loans, investments to insurance. Of course some people debate abiout these initiatives until today including the respect to privacy act as consumer data were being exchanged. The needed ammendment was that consumers must then have been given the right to their personal privacy. If you look at thrid world poverty stricken countries for example, people with bad credit resort to predatory lender practices such as money stores, finance stores and even payday loans. Today, the so called telecheck services cripples one's individual right to get a loan or even open a bank account because of such report made through computer inquiries aside from the...
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The Elections are Over, now we heal towards change and recovery

We did our parts in spite of the risk even to our own self, safety and integrity. We placed everything on the line because some thing needs to be done. Yet, we were victorious, we were right and we have perservere. Today is a new world, it is time to unite, get over it and live towards the present and the future. Over the so much uncertainties, challenges and opposition beneath the odds change has come to America and soon to be the world. Change is about fundamental values. It needs to come from own individual self. Only when we start to forgive the people that had question us, attack us, mock on us because of our believes can we fully start to feel the healing of repentance. It is just a mere acknowledgement of saying it is done and we have chosen the right man to lead the change. Never before did we see a president that was not afraid of ratings, off traditional politics and most of all the giants of corporate greed. To people that have question me I say, I forgive you but I...
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Dressing Sarah Palin to Success by Joe the Plumber

Dressing Sarah the Palin by Joe the Plumber not from Mervyn's but from expensive high class department stores is what should perhaps be the scoop. Nowadays, everything for publicity will be made on the media and politics. If the numbers are right anyways it is going to be a landslide victory for the author of Dreams of My father and The Audacity of Hope, Senator Barack Obama regardless as change is what is really much needed in the greatest depression in America. A time when survival has never been such a big impact as we have written in "how do you integrate success in a small business" book, ISBN No. 978-14348-07595. These three books mentioned above have never been such a great demand. Thank God we have the inventory which we have really gambled win or lost since July 2008. Of course nowadays, when the timing is right it has never been in demand but ever since we had always fought for change, for affordability for the limited income ea...
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